Bakeries & Bagel Stores

Cash Discount Program Participation Details

Cash Discount Program


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Cash Discount Program Details

Free Equipment. Risk Free. Cancel At Any Time.

Our Cash Discount Program eliminates virtually all of your merchant processing fees by offering your customers a discount when paying with cash.

How It Works

  • With Cash Discount, your advertised and in store prices  are “cash prices
  • Signage is included to explain to customers that there will be a small service fee added to all credit and debit transactions and to pay with cash in order to maximize their savings
  • The terminal automatically calculates the service fee and prints it on the customer’s receipt
  • If a customer still chooses to pay with a credit or debit card, the service fee they pay can then be used to cover the merchant processing fees
  • We include a FREE Verifone Vx520 Terminal
  • Risk Free. Month to Month. No Cancellation or Early Termination Fees.

Primary Benefits To You

  • Eliminate virtually all merchant processing fees
  • Increase sales volume offsets up to 100% of processing fees
  • Risk free, cancel at any time with no out of pocket expenses 
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There’s No Obligation

Key Features

Our Cash Discount Program enables you to process credit and debit cards at little to no cost, eliminating virtually all your merchant fees by implementing a service fee to all customers who pay with credit or debit cards. Customers who wish to avoid this service fee can do so by paying the cash price.

As an incentive for customers to pay with cash, they are offered a discount when doing so. Your prices are now “cash prices” and any time someone pays with a card, they are charged a 4% service fee which covers virtually all processing costs. Our terminal placement program means you get a free terminal, it is pre-programmed to pass the service fee onto the customer.

Why Switch?

The Cash Discount Program can make the difference between a business that is profitable and one that is just getting by.

For those businesses most impacted by high processing costs, Cash Discount provides a way for you to offset some or all of your merchant service fees without increasing your overall rates. Those customers who pay with cash avoid the services fee and all others will see a line item added to their receipt.

Our proprietary technology automatically calculates the service fee, adhering to Visa, Mastercard, and AMEX processor guidelines.

Additional Benefits

  • Collect 100% of each sale
  • Eliminate processing fees
  • Incentivize cash payments
  • Minimal customer resistance
  • Next day funding
  • Online reporting
  • Simplified boarding
  • 24/7 support
  • No set up fees
  • Accept all card types
What is Cash Discount
Cash Discount is a way for merchants to offset electronic payment processing expenses by encouraging customers to pay in cash and receive a discount. If the customer chooses to pay with a credit or debit card there is a service fee added to the transaction that is collected on behalf of the merchant.
The merchant can use these funds to help offset their merchant card processing fees.
Won't This Upset My Customers?
While nobody wants to pay additional fees, more and more consumers are starting to realize just how expensive it’s been for merchants to accept credit cards. By charging a 4% fee on a sales transaction, that’s a small price for customers to pay for the quality goods and services you provide. And (if paying that fee or Implementing the Cash Discount Program) allows you to stay in business and keep your overall costs lower, it’s a small price to pay.

In fact, surveys have shown that over 90% of respondents stated they wouldn’t think twice about paying that amount (only $1.00 on a $25.00 transaction) for the convenience of using their credit card rather than carrying cash. And we all know that fewer and fewer of us are carrying cash these days…and everyone loves the rewards associated with their credit cards.

Is This A New Program?
No, in fact it’s been around for decades in Europe and is used across the US in gas stations where a cash discount is offered at the pump. Gas stations have been using this program in the US for over 15 years. Many national, state and local governments including the DMV, Secretary of State, Post Offices, Schools, Courts, and the IRS implement a Service Fee.

Cash Discount Program

Program Details

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